01 — Interest rates
Fixed Rates for the Life of Your Loan
Your rate is based on your unique credit profile, income, and loan term, and it will never change after you sign. We offer loan amounts ranging from $1,000 to $35,000 with flexible repayment terms of 12 to 60 months. With Annual Percentage Rates (APR) starting at 10%, you can confidently budget for your monthly payments without worrying about fluctuating interest charges.
02 — Fees
Most of Our Fees are Zero
We believe in honest lending. That means the loan only costs what is agreed to in your final loan agreement. We do not charge borrowers for standard processing or early payoffs.
- Origination fee
- $0
- Application fee
- $0
- Prepayment penalty
- $0
- Monthly maintenance fee
- $0
- Late payment feeApplies only if a payment is missed
- $15 or 5% of unpaid amount
- Returned payment feeApplies if a payment is returned
- $15
03 — Calculator
Estimate Your Payment
Adjust the terms, rates, and amounts below to see what your personal loan could cost. Whether you are financing a major purchase or bridging a gap for a mortgage payment, use this tool to find a monthly payment that fits comfortably within your budget.
Estimated monthly payment
- Amount borrowed
- 5000.00
- Total interest
- 427.27
- Total repayable
- 5427.27
See your personalized rate.
Takes 5 minutes and uses a soft credit check that won't affect your score.